The Credit engine originates asset-backed credit against real collateral. It is a fork of Silo v3, extended with Strata’s shared oracle, risk, and registry layers so that credit markets share the same risk framework as the rest of the system.Documentation Index
Fetch the complete documentation index at: https://docs.stratareserve.co/llms.txt
Use this file to discover all available pages before exploring further.
What it does
Origination
Stand up credit facilities backed by asset economics — royalty streams,
private credit, and commodity collateral.
Underwriting
Risk-config registries and oracle adapters drive collateral valuation and
loan-to-value targets per asset class.
Real collateral
Loans are secured by real assets and asset economics — not projections —
addressing the weak-collateral problem in conventional private credit.
Composable settlement
Credit positions settle in srUSD and compose with the Markets engine for
liquidity and structured exposure.
Loan-to-value by asset class
Credit is conservative and asset-aware. Representative LTV / collateral targets:| Asset type | Collateral ratio (CR) |
|---|---|
| Vaulted silver | 125–150% |
| Gold | 150–200% |
| Royalty streams | 500–800% |
| Private credit | 600–1000% |
Ratios are illustrative and set per asset by the shared risk framework. Higher
ratios reflect less-liquid or longer-duration collateral.
The shared risk framework
Oracle adapters and risk-config registries are built once and used by every
engine, including Credit.