Entities & Structure

The coordinated multi-entity system behind Strata, with deliberate separation of concerns.

Strata operates as a coordinated multi-entity system with deliberate separation of concerns — four integrated entities under one Delaware HoldCo. This structure lets each engine carry the right regulatory posture while sharing strategy, IP, and economics at the top.

SmartMoney HoldCo (Delaware)
  ├── Strata Tokenization  (SEC-registered transfer agent)
  ├── Strata Money         (Cayman Foundation)
  ├── Strata Credit        (US + Offshore)
  └── Strata Markets       (Protocol layer)

Strata HoldCo (Delaware)

The HoldCo owns IP, coordinates strategy, manages intercompany agreements, and maintains financial reporting and governance. Equity investors invest at the HoldCo level — equity captures both enterprise value and direct participation in protocol cash flows.

The four entities

Strata Tokenization — SEC-registered transfer agent

The AI tokenization engine. Native tokenization of Reg D / Reg S securities and real-world assets; issuance, custody, and transfer for all security types; an AI-enabled ownership engine targeting 24–48 hour structuring versus weeks traditionally. Output is standardized tokens (ERC-20 / ERC-4626) with embedded restrictions and eligibility.

Regulatory: SEC-registered — the structural moat.

Strata Money — Cayman Foundation

The monetary authority of the system. Issues srUSD and srSILVER, enforces issuance constraints, and maintains system solvency. Instruments are non-yield-bearing by design to avoid securities classification. A utility layer with no direct revenue.

Strata Credit — US + Offshore

The asset-backed credit origination and underwriting arm, operating across US and offshore structures.

Strata Markets — Protocol layer

The liquidity, structured-products, and protocol-owned-liquidity layer — the permissionless, on-chain market surface.

Supported security types

Through Tokenization, Strata supports:

• Tokenized equity (Reg D 506(c), 506(b), Reg S)
• Private credit pools (loan pools, income-producing notes, ABS)
• Real estate and fund interests (fractional ownership, LP interests)
• Commodity-backed instruments (srUSD, srSILVER)

Separation of concerns is intentional: a Cayman foundation for neutral money, an SEC-registered transfer agent for securities, and a protocol layer for permissionless markets — coordinated under one HoldCo.